Total cost of risk is the cost of both pure and speculative risk. It is synonymous with price — the price of your risk management program.

Video: Enduring Periods of High Inflation
Watch this video for five strategies for enduring periods of high inflation.

National Teen Driver Safety Week 2022
October 16-22, 2022, is National Teen Driver Safety Week. Now is a great time to have important conversations with teen drivers about staying safe behind the wheel.

Return to Work Program: A Comprehensive Guide to Developing an Effective Plan
The following guide will help you construct an effective return to work program and create meaningful work assignments for workers injured both on and off the job. It includes background statistics to support the program, steps to take before execution, tips on how to manage the program and implementation recommendations.

Attraction & Retention Tips for Small Businesses
Businesses of all sizes are currently facing attraction and retention challenges. Often, small employers have the agility to respond to the employment market with new strategies. Read on for some attraction and retention tips.

How Employee Theft Can Devastate Any Business
Employee theft occurs much more frequently than employers realize. By taking a few simple steps to ensure honest work practices, you can substantially reduce your risk.

Understanding How Habits Work to Influence Safety
As an employer, safety is your responsibility, and it’s important to identify workplace hazards and instill safe employee habits to ensure corrections remain permanent.

CHECKLIST: Complying with COBRA
Download and use this checklist as a guide when reviewing your company’s compliance with COBRA.

Reducing Auto Claims for Businesses
Work-related automobile accidents expose businesses to liability risks, legal expenses, lost time, decreased productivity and increased insurance and workers’ compensation rates.
Cyber Webinar: Social Engineering & Multi-Factor Authentication | August 24, 2022
Watch our Social Engineering, Phishing and Multi-Factor Authentication webinar and learn more about how to protect your business from cyber attacks.