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Alison Matas
Director, Communications
Phone: 234.666.2113
alison.smith@schauergroup.com
Personal insurance costs are still increasing, but pricing appears to be moderating as the market regains profitability after years of rate hikes.
Some employer-sponsored health plans are supplemented with a flexible savings account (FSA). An FSA is a tax-free spending account you can build up with funds specially designed for qualifying medical expenses.
When you fill out an application for personal insurance, the insurance company uses a proprietary rating – called an insurance score or a credit-based insurance score – to help determine whether to provide you insurance coverage and how much you will pay for that coverage.