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Managing Green Construction Contract Risks

Capitalizing on the trend to build green can quickly turn your profit margin from black to red if you don’t have a clear understanding of your additional contract exposures.

Employee Cyber Training: Passwords

Making a strong password is really important. But one strong password won’t keep you secure. With the rise of corporate data breaches, learn the best strategy to keep all of your accounts secure from cyberattack.

Reducing Supply Chain Cyber Exposure

Cyberattacks on global supply chains can cause irreparable harm to an organization’s operational, financial and reputational wellness. While it’s not possible to totally eliminate supply chain risk, there are several steps your organization can take to reduce your supply chain exposure.

Cut Your Costs without Laying Off Employees

As many organizations continue to struggle in this tough economy, many employers are finding effective ways to cut costs without having to lay off any employees.

Entrust storm repairs to honest contractors

When businesses and homeowners are desperate for help to repair and rebuild after a disaster such as a hurricane, tornado or wildfire, they seek assistance from anyone who will offer help. Unfortunately, there are scammers who prey on those emotions and take advantage of good people in their darkest hour.

Data Breaches: A Growing D&O Concern

As a director or officer at your company, you face litigation risks based on the decisions you make following a data breach and on how you influence cyber security policies.

Return to Work Programs & Working Safely in the Heat

Employers can benefit from Return-to-Work programs by retaining skilled employees, reducing short- and long-term disability claims, and obtaining a lower workers’ compensation experience modification factor—positively affecting their premium costs and ability to gain new work.

Umbrella Insurance for Your Business and Peace of Mind

In a culture where litigation is commonplace, business owners have many more worries than making profits and retaining top employees. If your product injures a consumer, your organization could face a devastating lawsuit, exponential damages and a tainted reputation in the marketplace. To assist with the financial burden of a claim, many business owners purchase commercial umbrella insurance on top of their standard commercial general liability (CGL) insurance policies.

Top 10 Threats to Small Businesses

The first step in implementing a comprehensive risk management plan is identifying potential risks. To help you get started, we have provided a list of the top 10 threats facing small business owners.

Helping Employees with Health Care Claims

Navigating the health care claim process can be challenging for employees, and delayed claim payments and denied claims make it even harder for employees to manage their health care.

White House Issues Ransomware Prevention Guidance to Businesses

As ransomware attacks continue to rise in both cost and frequency throughout the country, the federal government is urging businesses to take this evolving cyber threat seriously.

5 Ways HR Can Support Employees’ Mental Health

Here are five simple ways that your company can create a workplace that is supportive of employees and their mental health.

The Value of Surety Bonds

Since private owners cannot afford to gamble on a contractor whose reliability is uncertain, a surety bond is a great safety net for the investment.

Costly Mistakes: Failing to Remit Payroll Taxes and Retirement Plan Contributions on Time

Failing to remit payroll taxes and retirement plan contributions in a timely manner is not only a violation of an employer’s legal obligation, it can also subject your company to heavy penalties.

Employer’s Guide to American Rescue Plan Act’s Impact on COBRA

VIDEO: Legal Updates of American Rescue Plan Act

This short video covers the legal updates for the American Rescue Plan Act.

COBRA Subsidy Provisions of the American Rescue Plan Act

The American Rescue Plan Act (ARPA), signed into law March 11, 2021, provides a 100% subsidy of premiums for employer-sponsored group health insurance continued under the Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA) and similar state continuation of coverage (mini-COBRA) programs.

American Rescue Plan Contains Employment-related Provisions

President Joe Biden signed the American Rescue Plan Act of 2021 (ARPA) into law on March 11, 2021. Along with providing financial relief for individuals, state and local governments, schools, businesses and for other purposes, the law contains the following measures of special interest to employers and their employees.

Preventing Distracted Driving

This short video includes tips that can help drivers avoid dangerous distractions on the road.

Proper Password Management

Proper password management reduces the risk of compromise of password-based authentication systems.

Planning for Retirement

It is never too early to start planning for retirement. Schauer Group suggests considering this retirement checklist.

Wearing Facial Coverings or Masks in the Workplace During COVID-19

Schauer Group recommends employers familiarize themselves with best practices related to masks and face coverings in the workplace—including any state-specific guidelines—to help prevent the spread of COVID-19.

Wrap-up Insurance Programs for Construction Projects

Schauer Group suggests project owners and general contractors turn to a wrap-up insurance program for construction projects to manage their risks.

Cyber Security for Your Small Business

Recent surveys suggest that many small business owners are still operating under a false sense of cyber security.

The Costs and Drivers of Directors & Officers Liability Insurance

At Schauer Group, we believe that directors and officers liability (D&O) insurance is a fundamental component of any company’s risk management program.

Insurance Policy Record Retention

Schauer Group recommends the following plan of action to ensure that you remain in compliance with your insurance recordkeeping.

The Benefits of Generic Medication

Schauer Group recommends increasing employee use of generic medication. It may be one of the most effective ways to make an immediate impact in your budget.

Unemployment Insurance

Discussing unemployment benefits can often ease the tension when discussing a temporary furlough with an employee.

Facing New Liabilities in an Economic Downturn

Schauer Group has compiled these tips for coming out of the economic downturn to keep your business prospering well into the next economic cycle.

Cybercrime: Preparing Your Business is Crucial

Our job as your trusted risk management expert is to educate and inform you and your management team of changes and developments in all manner of risks affecting your business. The most alarming and rapidly expanding exposure our clients are currently facing is cybercrime, including malware, ransomware and phishing.