Resource Library

Allowing employees to work remotely from home or other off-site locations can increase productivity for workers, reduce costs for the company and create beneficial flexibility.

As employers compete for top talent, they can turn their attention to workplace culture and belonging to keep employees engaged and make them feel accepted.

Gain a general understanding of federal and state marijuana laws for employers.

Total cost of risk is the cost of both pure and speculative risk. It is synonymous with price — the price of your risk management program.

Watch this video for five strategies for enduring periods of high inflation.

October 16-22, 2022, is National Teen Driver Safety Week. Now is a great time to have important conversations with teen drivers about staying safe behind the wheel. 

The following guide will help you construct an effective return to work program and create meaningful work assignments for workers injured both on and off the job. It includes background statistics to support the program, steps to take before execution, tips on how to manage the program and implementation recommendations.

Businesses of all sizes are currently facing attraction and retention challenges. Often, small employers have the agility to respond to the employment market with new strategies. Read on for some attraction and retention tips.

Employee theft occurs much more frequently than employers realize. By taking a few simple steps to ensure honest work practices, you can substantially reduce your risk.

As an employer, safety is your responsibility, and it’s important to identify workplace hazards and instill safe employee habits to ensure corrections remain permanent.

Download and use this checklist as a guide when reviewing your company’s compliance with COBRA.

Work-related automobile accidents expose businesses to liability risks, legal expenses, lost time, decreased productivity and increased insurance and workers’ compensation rates. 

Recently, the IRS released Revenue Procedure 2022-24 to provide the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2023.

Although employee well-being is typically considered an HR-related matter, it’s also an enterprise risk that directly correlates with a wide range of key business objectives.

The COVID-19 pandemic tipped off supply chain issues that may take years to reconcile. Now, employers are left wondering how they might be able to stay afloat amid unprecedented market uncertainty.

In a post-COVID world, telecommuting has become more widely accepted—and often expected. There is no definitive answer as to whether telecommuting will be good or bad for your business long-term.

While they are intended as a risk management tool, watch groups can actually create more issues if volunteers go beyond simply reporting suspicious activity and instead take law enforcement into their own hands.

When it comes to preventing collisions and remaining safe on the road, strong defensive driving skills are crucial. Defensive driving allows you to anticipate potentially dangerous on-the-road situations. This video covers some basic strategies to keep in mind.

Contracts can contain terms that impact your company’s bottom line. Reviewing them carefully prior to signing is indispensable, and can save you time and money.

Social networking is a priceless public relations and viral marketing tool. However, popular social networking sites can present a significant hazard to your company and its reputation, depending on how you and your employees use them.

Nonprofit organizations provide essential social services that benefit the community and their members. However, even if your organization doesn’t sell a product or generate profit, there are still a number of potential risks that can affect your employees, assets, volunteers, directors and officers, and most importantly, your mission.

Employers across the country are facing a pronounced issue right now: too many open positions and not enough workers. Why are individuals slow to return to work despite available positions and how can employers attract some of these workers?

Mistakes in employee benefits and human resources can be quite costly to employers—in the form of extra benefits, complaints, lawsuits, government-assessed fines and penalties, and attorney fees, to name a few. Don’t learn the hard way what these mistakes are.

While any business’ relationships can be complex, adding a family dynamic to the mix creates a labyrinth of unique issues and risks to navigate.

Capitalizing on the trend to build green can quickly turn your profit margin from black to red if you don’t have a clear understanding of your additional contract exposures.

When businesses and homeowners are desperate for help to repair and rebuild after a disaster such as a hurricane, tornado or wildfire, they seek assistance from anyone who will offer help. Unfortunately, there are scammers who prey on those emotions and take advantage of good people in their darkest hour.

The first step in implementing a comprehensive risk management plan is identifying potential risks. To help you get started, we have provided a list of the top 10 threats facing small business owners.

Navigating the health care claim process can be challenging for employees, and delayed claim payments and denied claims make it even harder for employees to manage their health care.

As a director or officer at your company, you face litigation risks based on the decisions you make following a data breach and on how you influence cyber security policies.

In a culture where litigation is commonplace, business owners have many more worries than making profits and retaining top employees. If your product injures a consumer, your organization could face a devastating lawsuit, exponential damages and a tainted reputation in the marketplace. To assist with the financial burden of a claim, many business owners purchase commercial umbrella insurance on top of their standard commercial general liability (CGL) insurance policies.

Making a strong password is really important. But one strong password won’t keep you secure. With the rise of corporate data breaches, learn the best strategy to keep all of your accounts secure from cyberattack.

As many organizations continue to struggle in this tough economy, many employers are finding effective ways to cut costs without having to lay off any employees.

Employers can benefit from Return-to-Work programs by retaining skilled employees, reducing short- and long-term disability claims, and obtaining a lower workers’ compensation experience modification factor—positively affecting their premium costs and ability to gain new work.

Here are five simple ways that your company can create a workplace that is supportive of employees and their mental health.

Failing to remit payroll taxes and retirement plan contributions in a timely manner is not only a violation of an employer’s legal obligation, it can also subject your company to heavy penalties.

Since private owners cannot afford to gamble on a contractor whose reliability is uncertain, a surety bond is a great safety net for the investment.

This short video covers the legal updates for the American Rescue Plan Act.

The American Rescue Plan Act (ARPA), signed into law March 11, 2021, provides a 100% subsidy of premiums for employer-sponsored group health insurance continued under the Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA) and similar state continuation of coverage (mini-COBRA) programs.

President Joe Biden signed the American Rescue Plan Act of 2021 (ARPA) into law on March 11, 2021. Along with providing financial relief for individuals, state and local governments, schools, businesses and for other purposes, the law contains the following measures of special interest to employers and their employees.

This short video includes tips that can help drivers avoid dangerous distractions on the road.

Schauer Group recommends employers familiarize themselves with best practices related to masks and face coverings in the workplace—including any state-specific guidelines—to help prevent the spread of COVID-19.

It is never too early to start planning for retirement. Schauer Group suggests considering this retirement checklist.

Schauer Group suggests project owners and general contractors turn to a wrap-up insurance program for construction projects to manage their risks.

Recent surveys suggest that many small business owners are still operating under a false sense of cyber security.

At Schauer Group, we believe that directors and officers liability (D&O) insurance is a fundamental component of any company’s risk management program.

Schauer Group recommends the following plan of action to ensure that you remain in compliance with your insurance recordkeeping.

Schauer Group recommends increasing employee use of generic medication. It may be one of the most effective ways to make an immediate impact in your budget.

Discussing unemployment benefits can often ease the tension when discussing a temporary furlough with an employee.

Schauer Group has compiled these tips for coming out of the economic downturn to keep your business prospering well into the next economic cycle.