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Employer’s Guide to American Rescue Plan Act’s Impact on COBRA

VIDEO: Legal Updates of American Rescue Plan Act

This short video covers the legal updates for the American Rescue Plan Act.

COBRA Subsidy Provisions of the American Rescue Plan Act

The American Rescue Plan Act (ARPA), signed into law March 11, 2021, provides a 100% subsidy of premiums for employer-sponsored group health insurance continued under the Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA) and similar state continuation of coverage (mini-COBRA) programs.

American Rescue Plan Contains Employment-related Provisions

President Joe Biden signed the American Rescue Plan Act of 2021 (ARPA) into law on March 11, 2021. Along with providing financial relief for individuals, state and local governments, schools, businesses and for other purposes, the law contains the following measures of special interest to employers and their employees.

Preventing Distracted Driving

This short video includes tips that can help drivers avoid dangerous distractions on the road.

Proper Password Management

Proper password management reduces the risk of compromise of password-based authentication systems.

Planning for Retirement

It is never too early to start planning for retirement. Schauer Group suggests considering this retirement checklist.

Wearing Facial Coverings or Masks in the Workplace During COVID-19

Schauer Group recommends employers familiarize themselves with best practices related to masks and face coverings in the workplace—including any state-specific guidelines—to help prevent the spread of COVID-19.

Wrap-up Insurance Programs for Construction Projects

Schauer Group suggests project owners and general contractors turn to a wrap-up insurance program for construction projects to manage their risks.

Cyber Security for Your Small Business

Recent surveys suggest that many small business owners are still operating under a false sense of cyber security.

The Costs and Drivers of Directors & Officers Liability Insurance

At Schauer Group, we believe that directors and officers liability (D&O) insurance is a fundamental component of any company’s risk management program.

Insurance Policy Record Retention

Schauer Group recommends the following plan of action to ensure that you remain in compliance with your insurance recordkeeping.

The Benefits of Generic Medication

Schauer Group recommends increasing employee use of generic medication. It may be one of the most effective ways to make an immediate impact in your budget.

Unemployment Insurance

Discussing unemployment benefits can often ease the tension when discussing a temporary furlough with an employee.

Facing New Liabilities in an Economic Downturn

Schauer Group has compiled these tips for coming out of the economic downturn to keep your business prospering well into the next economic cycle.

Cybercrime: Preparing Your Business is Crucial

Our job as your trusted risk management expert is to educate and inform you and your management team of changes and developments in all manner of risks affecting your business. The most alarming and rapidly expanding exposure our clients are currently facing is cybercrime, including malware, ransomware and phishing.