
Personal Risk: What is an insurance score?
When you fill out an application for personal insurance, the insurance company uses a proprietary rating – called an insurance score or a credit-based insurance score – to help determine whether to provide you insurance coverage and how much you will pay for that coverage.


In the dynamic and unpredictable current state of the world, homeowners insurance may be more important than ever.
These policies can play a critical role in helping individuals and families throughout the United States retain financial security; however, as has been the case in recent years, expected market conditions in 2025 may continue to complicate matters.
Click below to read the full market outlook.