Natural disasters have become increasingly common in recent years, causing widespread losses across affected communities. In particular, extreme winter weather events (e.g., frigid temperatures, strong winds, blizzards, sleet and freezing rain) have surged in frequency and severity throughout multiple regions in the United States—not just those with colder climates. These events have the potential to result in significant property damage, breakdowns in critical infrastructure, and serious injuries and fatalities.
Personal
Personal Risk: 2026 market outlook
Personal insurance costs are still increasing, but pricing appears to be moderating as the market regains profitability after years of rate hikes.
