The Nation's First ISO Registered Independent Insurance Agency
The following guide will help you construct an effective return to work program and create meaningful work assignments for workers injured both on and off the job.
It includes background statistics to support the program, steps to take before execution, tips on how to manage the program and implementation recommendations.
Alison Matas
Director, Communications
Phone: 234.666.2113
alison.smith@schauergroup.com
When you fill out an application for personal insurance, the insurance company uses a proprietary rating – called an insurance score or a credit-based insurance score – to help determine whether to provide you insurance coverage and how much you will pay for that coverage.
In 2026, the construction industry is expected to keep growing – driven largely by investments in infrastructure and data centers. As you prepare for upcoming projects, the corporate surety team at Schauer Group recommends working proactively with your broker to ensure your company is set up for success.
A recent study from the Council of Insurance Agents & Brokers showed premiums still rose in Q3 2025, but the average price increase across all account sizes was only 1.6 percent.