Natural disasters have become increasingly common in recent years, causing widespread losses across affected communities. In particular, extreme winter weather events (e.g., frigid temperatures, strong winds, blizzards, sleet and freezing rain) have surged in frequency and severity throughout multiple regions in the United States—not just those with colder climates. These events have the potential to result in significant property damage, breakdowns in critical infrastructure, and serious injuries and fatalities.

Group Benefits
Open Enrollment 2025: Tips for navigating open enrollment
With the pricing increases expected, this open enrollment period likely will present challenges for many employers. As you prepare for your renewal, here are strategies the team at Schauer Group recommends reviewing with your benefits broker.