Natural disasters have become increasingly common in recent years, causing widespread losses across affected communities. In particular, extreme winter weather events (e.g., frigid temperatures, strong winds, blizzards, sleet and freezing rain) have surged in frequency and severity throughout multiple regions in the United States—not just those with colder climates. These events have the potential to result in significant property damage, breakdowns in critical infrastructure, and serious injuries and fatalities.

Construction, Oil & Gas
Using wrap-up insurance for construction projects
For large construction projects, using a wrap-up insurance program instead of a traditional liability insurance program has the potential to reduce project risks and lower insurance costs.