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Commercial insurance pricing is still rising, but the hikes are less steep than they were a year ago.
On Monday, April 8, many Ohioans will experience a total solar eclipse. And while the eclipse is exciting, it also has public safety implications and could pose problems for area businesses.
Any organization that asks employees to drive as part of their work duties should implement a fleet safety program.
By 2027, it’s expected that 75 percent of all workers will be using “shadow IT” – or software they have downloaded without permission – making it difficult for companies to protect against data security risks.
Skyrocketing jury awards are one example of how social inflation is driving up insurance costs, as more people turn to litigation to resolve claims.
High premiums remain a top concern for commercial insurance clients nationwide as pricing continues to increase.
Premiums for commercial property and casualty insurance jumped an average of 8.9% in Q2 2023 – marking 23 consecutive quarters of increases.
If your company is resuming international travel following the pandemic, it’s important to have a robust international insurance program in place to make sure your employees are protected wherever they go.
Insurance companies are becoming more cautious about coverage for businesses that collect and store biometric data, in light of recent biometric privacy legislation and judicial action.
Looking ahead, policyholders who conduct high-risk operations, have poor loss control practices or are located in natural disaster-prone areas will likely remain increasingly vulnerable to persistent rate hikes and coverage limitations.
Each year, hurricane season presents a significant risk to homeowners. Not limited to coastal areas, hurricanes are dangerous and can cause major property damage due to storm surge, wind damage and flooding. These eight tips can increase your readiness in the event of a hurricane.
Employers should be aware of the challenges and complexities that come with testing individuals for marijuana and become familiar with all applicable laws before implementing or enforcing any drug testing or other workplace policies regarding employee marijuana use.
In 2020, the National Highway Traffic Safety Association reported 3,142 deaths caused by distracted driving.
Businesses should review and limit their use of PFAS — or “forever chemicals” — as federal and state restrictions surrounding these substances tighten and insurance coverage for companies using these chemicals becomes more difficult to obtain.
Total cost of risk is the cost of both pure and speculative risk. It is synonymous with price — the price of your risk management program.
Employee theft occurs much more frequently than employers realize. By taking a few simple steps to ensure honest work practices, you can substantially reduce your risk.
Work-related automobile accidents expose businesses to liability risks, legal expenses, lost time, decreased productivity and increased insurance and workers’ compensation rates.
Although employee well-being is typically considered an HR-related matter, it’s also an enterprise risk that directly correlates with a wide range of key business objectives.